In an insurance policy, an additional insured refers to anyone other than the policyholder who is covered by an insurance policy. Coverage might be limited to a single event or it could last for the policy's lifetime.
If a person or an entity is not included automatically in an insurance policy, the policyholder can add the individual or organization if necessary. Additional insured status protects another party that has a working relationship with the policyholder or performs services on the policyholder's behalf.
Common reasons to add an individual or group to a policy include:
- As a contractor, subcontractor or business owner, your client asks to be named as Additional Insured.
- You ask to be named an Additional Insured by a contractor or subcontractor you hire.
- You ask someone you refer to a client to give you Additional Insured status.
To add an additional insured to an insurance policy call your agent to review the policy, identify whether an additional insured can be added, and assess the level of coverage the additional insured is requesting.
Aniello Insurance Agency is happy to help with this.
We can quote all of your business and personal policy needs as well.
Call us today at 702.259.0250