The basic minimum for auto insurance in Nevada will be raised on July 1, 2018. Over 600,000 people can will pay roughly $10 more per month if they are going from the current minimum of $15,000 per person, $30,000 per accident and $10,000 per accident for property damage. The new limits will be $25,000, $50,000 and $20,000 respectively.
The base level was set back in 1958 and medical expenses and vehicle costs have gone up substantially since then. Also, Nevada is in the top 10 states seeing a rise in the number of accidents. These new limits will benefit you if you are a victim in an accident. An ambulance and ER visit alone can run in excess of $20,000.
It is also important to pruchase uninsured/underinsured motorist coverage to protect yourself and your passengers. in an injury crash that is not your fault.